Early Delinquency Intervention

Facing Money Problems?

Major life changes such as loss of a job, illness or divorce can leave a person facing financial difficulty. Taking action right away is essential in reducing the possibility of foreclosure.

    • Don’t ignore the problem.
    • Call us and let us know as soon as you have a problem: (408) 264-9000 or toll free (844) 772-0058.
    • Open and respond to our letters.

If you are receiving late notices from Foley Mortgage, you need to contact us and let us know the circumstance that caused you to fall behind on your mortgage payment. Don’t wait until it is too late. The sooner we can work with you to get you caught up the better.

Each work-out program will be reviewed on a case by case basis.

Some of the options that may be available are:

    • Reinstatement
    • Repayment plan
    • Forbearance
    • Loan modification
    • Foreclosure
    • Sale of the property

Below is a list of the financial information you should collect before you call us to discuss possible options:

    • Income documentation
    • A list of monthly expenses
    • Current debt

Helpful Resources

U.S. Department of Housing and Urban Development (HUD)

Click Here for Tips for Avoiding Foreclosure

Click Here for info on Avoiding Foreclosures in California

Click Here for HUD Approved Housing Counseling Agencies

HUD toll free counseling number:
(800) 569-4287 or TDD (800) 877-8339

Resources for finding a real estate agent:

Santa Clara County Association of Realtors
http://sccaor.com

California Association of Realtors
http://www.car.org

Foley Mortgage
(408) 264-9000 or Toll Free (844) 772-0058

We are an Equal Housing Opportunity Lender. Real Estate Broker, Licensed by the California Bureau of Real Estate 00824971 NMLS 240664.