First Time Homebuyers

Being a first time home buyer may seem overwhelming, especially in the Bay Area where homes are so expensive. You may be asking yourself – is it really worth it? Here are the primary benefits:

  • Control your Future

    As a homeowner, you won’t have to worry about rent increases or being asked to move out. Create pride of ownership as you customize the look and utility of your home to your lifestyle.

  • Build Home Equity

    Grow your assets as you gain equity in your home. Take advantage of increasing real estate values and look forward to the day when you pay off your mortgage.

  • Tax Benefits

    The mortgage interest on your property may be tax deductible. This deductibility is an important consideration when comparing the cost of renting versus owning. (Consult a tax advisor regarding the deductibility of interest.)

  • Build your Credit

    Create a strong credit history by making on-time mortgage payments.

foley loans

Foley Mortgage can help you achieve home ownership by guiding you through the myriad of loan programs available.

  • Let us help you find the loan program that fits your specific needs.
  • Ask us about first time homebuyer assistance programs!
  • Get pre-qualified for a loan, as a result your offer could get better consideration when making an offer.
  • Call us at 408-264-9000

Need a Realtor?

We also provide real estate services for selling or buying property in the Bay Area.
Call us at 408-264-9000 or click the button below for more information.