Hard Money Loans

Hard money (private money) loans are real estate loans funded by private investors. Loan brokers and borrowers often turn to private money for transactions that fall outside of the more restrictive, conventional loan programs offered by banks.

Foley Mortgage is a direct private money lender. We originate, underwrite, fund and service loans right here in our San Jose office. At Foley Mortgage we take a common-sense approach to underwriting so you don’t have to worry about inflexible loan conditions.*

  • Loan amounts from $50,000 – $1,250,000
  • Condition issues ok
  • Residential loans up to 70%
  • Commercial loans up to 65%
  • Non-owner occupied
  • Flexible credit criteria
  • No limits on cash out
  • Ability to repay is required
  • Terms from 6 to 60 months
  • Owner occupied ok for bridge loans and business purpose
  • Lots, ranches, acreage & tear downs up to 50% loan-to-value

*Greater San Francisco Bay Area only